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Bankrupt Health Care
Is U.S. Health Care Making a Miraculous Recovery?
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  • FriendlyGoat

    The ACA makes everyone medically eligible to purchase any policy offered in within a state of residence. It defines what can be expected to be covered and maximum out-of-pocket limits you must pay. It ensures that policies offered actually have networks of local providers who accept the insurance.

    And to think, half the country thinks this arrangement is an “obamination” compared to the competitive environment we COULD have had.
    We could have skipped federal standards for the policies, forced states to abandon their own standards for whatever is sold in your town, allowed insurers to refuse you before writing your policy or cancel you after writing your policy at any time you file a claim. People in New York could have been pitched insurance on Mississippi standards, with Mississippi physician networks and the Mississippi Commissioner of Insurance to call if anything goes wrong. IMAGINE THE COMPETITION. You could compete your sorry A$$ all over the place for the benefit of every incorporated entity in the country. That bad, bad, bad president of 2008 has ruined your life by denying you this opportunity.

    • Peripatetic

      Oddly, when I imagine the competition, I soon imagine a country in which medical insurance functions more like car, boat, life, and home insurance. I suppose my imagination fails to work in all caps.

      • FriendlyGoat

        I think your imagination is failing to address the differences in risk people have for being able to pay medical bills for life as opposed to the lesser risks of losses of a car, boat or home. I don’t think it has to do with caps.

        I described for you the GOP vision for selling health insurance across state lines. It is a vision of no federal standards and the least possible state standards, not necessarily even enforceable in your state. It wouldn’t be so bad if you said something substantive to correct the misunderstanding you presume I have of this. But you can’t, because no one from the GOP has ever disclosed enough detail for you to factually describe what they have in mind. And you know it, too.

    • Andrew Allison

      Reality check: as has been widely reported, ACA does NOT ensure that the policies offered actually have networks of local providers — ACA has not merely increased premiums, but shrunk networks. You and your ilk appear unable to grasp the simple economic reality that in order to stay in business private insurance companies must match premiums to risk (single-payer doesn’t have this problem because, as with other welfare programs, the government can simply money to paper over the losses, thereby debasing the currency). BTW, as a dedicated cross-dresser (is metaphor really beyond your ken?), I agree that insurance companies should be allowed to do business nationwide. The resulting competition might reduce premiums, but doesn’t solve the underlying problem that, for a private company to stay in business, revenue must exceed income — a concept foreign to you and your fellow-travellers but nevertheless immutable. Finally, your insistence that any challenge of nonsensical progressive dogma is an attack on the golfer-in-chief is tedious.

  • Arkeygeezer

    Some form of federally financed hospital and medical insurance for all U.S. citizens is permanent, and will be a source of political controversy for as long as this nation exists. It will probably gravitate closer to the medicare model, but it is not going away.

    • Andrew Allison

      Yes we do, in fact, have a semi-single-payer (we the taxpayers) in place, but refuse to admit it.

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