On the heels of reports that consumers are rebelling against the ACA’s narrow networks, there’s more bad news for the law this week, this time out of California. According to the LA Times, the state’s insurance commissioner announced this week that premiums in his state are skyrocketing:
At a news conference Tuesday, [insurance commissioner Dave] Jones said individuals this year paid between 22% and 88% more for individual health insurance policies than they did last year, depending on age, gender, type of policy and where they lived.The increases did not affect poor people, whose policies are heavily subsidized, Jones said. The study results released Tuesday did not include group policies such as those offered by employers.
ACA supporters have been very happy lately with the progress the law seems to have made in expanding access to insurance. But this is a very narrow metric by which to judge the law. Equally as important are the ACA’s effects on the cost of health care and consumers’ degree of access to real care (as opposed to just access to insurance). The ACA will continue to evolve, and it’s still too early to judge whether it is a success or failure. But the last few weeks have not been good for the law’s prospects.